Quote from @David Dachtera: With an OAT (Outdoor Air Temp) of 114, the lowest indoor temp one can reasonably expect is 94.One can reasonably expect climate change to have an impact on sizing guidelines going forward.A) What most people don't know/recall is that the AC equipment will cool the air it receives by approx 20d.

Might have a few options for full leverage there, but if not, likely sitting at around 65% LTV on anything long-term/DSCR

I recall seeing a recent post from someone else in a situation like this, he even paid the collection but score is still too low to apply for a mortgage.Certainly speak to an attorney to double check your options.

But about service based businesses, you're referring to something like a lawn care or pet sitting type of thing?

If you do decide to go with Home Depot, they have a bidroom they can put things through to potentially lower the full price, it's done through the Contractor Services Desk which only has limited hours- I don't recall if they need to attach an MHIC license to that in order to submit for bid.

If I recall correctly the inspector indicated that the old black soiled insulation would be removed and new would be installed.

I've used RentPrep for years and I don't recall that disclaimer.

@Ted Akers  yes for instance this would not work well in WA with the excise tax of 1.78% or there about on title transfers.this was a low end deal in GA so it was a normal wholesaler approach I think the guy made 10k on the deal we made a few bucks and they absorbed the one closing costs and transfer tax which was probably nominal I would have to look at the hud.I can see this working in states were double escrows are not allowed any more... or if a wholesaler wanted to put to bed the thought that they are selling re without a license.. you know the wild wild west out there in that industry were basically anything goes   until it does not  LOL.I am NMLS mortgage banker sitting in the bullpen.. my license is on ICE but I do the CE.. just don't want to have to take the test again incase I want to jump back into doing HML.. so for right now taking title is a clear path.. no securities issues no licensing issues.. etc etc.. and 100% control. the only way I will do this these days.. but then again my clients are well known to me for more than a decade most of them and they are high volume flippers etc... so we have a lot going on...

I've seen some good deals pop up lately as builders have been trying to sell inventory that has been sitting. 

Nothing sits on the market for a year that isn't wildly over priced, poorly marketed and/or made difficult to show.Potential buyers have probably tried to see the place and are being denied or some sort of nonsense to make them not want to make an offer.I bet the realtor will have some interesting info to share - or if they won't say anything to you bc their agreement is with your partner kindly share with them that the houses are in your name and the listing's need canceled immediately unless they start cooperating.Have you laywerd up yet?