That is a true portfolio loan with a commercial loan and through a commercial lender or bank that provides portfolio lending.

HELOCs are generally provided to properties that are held in the owner's personal name.Are your family members not interested in refinancing the property?

Patricia,I wouldn’t rely solely on the seller’s agent, as they are only sharing information provided by the seller and represent the seller’s interests, not yours.

Paying off rental mortgages increases monthly cash flow but reduces liquidity, while investing in hard money lending offers high returns but is taxed as ordinary income.Buying a multi-unit rental provides tax benefits like depreciation, while purchasing a business can yield strong profits but requires active management.

For example,  providing a heating source for your tenant is your responsibility as the landlord. 

I am a realtor and wholesaler, and I get some buyers looking for owner financing, some sellers need/prefer getting cashed out and there are some lenders I work with who can provide the financing however they run out of funds sometimes.

I'm looking at buying turnkey (through a well known provider on BP), and would like an independent property inspector.

While likely more expensive than Cleveland or Toledo, Columbus has a more diverse and robust economy, driven by government, education (Ohio State University), and healthcare.

I'm assuming you're referring to investors that provide all of the funds for your flips? 

When you have studied your market properly you should be able to provide the answer of if single family or residential multifamily is better for cash flow. 1% rule was for a time when almost all deals were decent as a way to rule out the lessor deals and concentrate on the best deals.