Hey @Justin Brown, what @John Underwood said is spot on.SLC has been restricting STRs for a long while now and it isn't going to get better.People who have STRs in areas where they are not allowed are breaking the law and will eventually pay the price.Having said that, you should check and see if there are certain areas where it is allowed in some way and that is why they exist there.

Nashville is a fantastic market with strong rental demand and long-term growth potential.

I wouldn’t want to hold the loan for too long, so ideally it would be a 5 year term, presumably ballon payment at the end.

I'll usually eat $100 - $200 worth of touch-up cleaning for a long-term tenant.

The distance and detachment is too much to make it worth it at this point in your journey, not knowing much about what you want to do.

I do know some people suggest having multi checking accounts for long rental properties.

First flip with good margins and intending to do more in the realm of real estate?

no question a long term lease does restrict exit.  

Some exceptions can be made but the only real way around it would be to get a solid cosigner for the loan with a good W2.

Good luck!