I like the keywords such as TLC, Handyman, etc. going from the description, but I'm concerned that by going from the description alone I might miss some key deals, so I'm trying to figure out property criteria that would work as well.

Plus you can get reduced kilowatt rate in many geographic areas, if the electric utility certifies the primary source of heat is electric. 

Here is what I had to do to open the account:1- Had tenant fill out a W9 and send me his birthdate.2- Gave the tenant a standard receipt when he gave me the security deposit (my name as recipient, amount of security deposit which can not be more than one month's rent, date received, address (aka description) of rental property)3- Once the security deposit was deposited, I took the W9, copy of the lease and the tenant's birthdate into TD Bank along with my ID.

There is a very limited geographic region that allows vacation rentals.

You are calling this "value add" but from your description, you would tear the houses down, so this is a development project.

Quarterly getting an item of value into hands of sphere.Start a geographic farm.

Can't hurt to give it a try - use their system to target certain geographic areas, interests, etc.

I hope I am clear in this description and am I missing something here?

If the garage is "deeded" then the legal description of said garage would appear in the deed. 

@Deshawn LewisHey Deshawn,Given the brief description you've given on the property I can almost guarantee no insurer will take this property.