Looking for Insurance on a high risk property Chester,PA

[Deshawn Lewis]

Hey I was inherited a house valued around 30k with a LONGG term tenant, but haven’t had property insurance on it for a long time. To cover myself I would like to put a policy on this property, something basic and will cover me. It have boarded windows in the back and I would deem it as high risk giving the reason it don’t have insurance now. Please help if possible thanks

[Ricardo Alonso]

@Deshawn Lewis

Hey Deshawn,

Given the brief description you've given on the property I can almost guarantee no insurer will take this property. Part of obtaining property insurance coverage for a home constitutes an inspection by the insurance company. This home has a tenant which adds another level of complexity to the issue. My best advice is to reach out to a local broker, and try to see if anyone will insure the home as is, if not you may have to invest some money in the home to bring it up to building code. 

Thanks,

Ricardo Alonso