It helps offset feeling my blood boil.

Documenting that they can't get blood out of a stone.

if they have the money and are just being a-holes, you're probably in luck. it may take 2 years of legal / bueracratic BS for you to ever see a dime, but at least there's money there to go after.if they're broke, well it's kind of frustrating because you can't draw blood from a stone...

I can't help factoring in good potential resale or future rental.It's just in my blood.

I understand that you need to be creative, however, either the water co or the mortgage lender could foreclose when they see fresh blood in the deal.

The margins are simply much thinner and you can no longer just rely on loss mitigation (savings vs. costs) for your justifications.The truth is banks do not want the product, but the supply and demand remains askew and as long as it does, short sales are necessary evil for lenders.Originally posted by Tom Kitas: How does anyone get the bank to approve this from the prospective of the A seller?

I won't go into all the details (want to keep my blood pressure down) but it was a total screw-up on their part.

My blood starts to boil just thinking about them.

In any case RE is in my blood to stay.

Problem is most banks/credit unions often won't tell you if the deal is too rich for their blood.