We are a great team.My point is it might not be easy convincing your wife but be persistent make a presentation that you know she will understand (for me it was the drawing of the little houses) and show her you are a man of his word that she can trust and feel to be a stronger women next to you.

Hello Cynthia Lindsey my name is Armando Diaz I own a remodeling company and for the last 15 years I haved flip homes and multifamily properties and believe me it wasn't easy but that's what made me stronger today i have a super major discount on any construction material that is used in renovations and i have connections to the some of the most professional licensed subcontractors but at the same time they have the most reasonable prices.

@Joe Villeneuve,  I didn't mean most expensive, I meant that when you make a mistake, you learn from it-- when you feel really bad about it-- you have a stronger sense that it was wrong, and because of that you definitely won't make it again.      

I'd wait for a stronger offer. 

They say they have a bunch of appeals to work through but really it is a stall tactic to take high property tax fees today of their struggling budgets interest free and then pay out later when the economy and their tax base is stronger.

Each struggle will make you stronger.

Carried interest and the dollar value of that interest is likely a much stronger motivator to fight for a deal than losing some money, that is likely an insignificant amount of their overall financial picture.

I have not had issue with self sufficiency though as can use high projected rents that newly rehabbed units are going for.NOTE: Experienced realtors who have other options for buyers will advise their client NOT to accept your offer when FHA 203K vs a similar priced Conventional offer as the 203K has a significantly higher chance of not closing due to budget too high, etc. so you may have to offer stronger then normal to get these 203K offers accepted, especially in this market. 

You can't buy it without money so having that arranged ahead of time will place you in a better and stronger negotiating position.

You can often pick up a property well below market which enables stronger cashflow and hedges against a market swing.