@Chris Ruoff I have seen some pretty strange properties with conventional financing.  

This is going to sound strange but with each mortgage you have, the more likely to foreclose on a property you become.  

However, like with anything else, some banks will often stretch, convolute, confuse and or distort what a customer identification program means or entails for all sorts of strange reasons that has nothing to do with identifying the customer.

The only strange thing was that he wanted to rent my studio that doesn't have interior access to the bathroom.

Maybe I'm the strange one here, but when I see things like high vacancy rates and deferred maintenance on a building, I think MONEY!

Here's some advice I hope is actionable.Your situation is strange because out here you can’t toss a stone into a real estate club and not hit a private lender.

Yes, it is a very strange location, but it works.  

If you drive through Nassau Bay, you’ll notice a bunch of strange-looking tall houses with their front doors all on the second story (particularly along the waterfront).

Might be difficult and strange at first, but so was riding a bike.

I thought it was strange I couldn’t find it in the county records, too.