They might be asking a low cap rate where the debt numbers only work at a 50% ltv.An example might be a client of mine buys a retail Starbucks at a 5.5 cap rate for 2,500,000.

Try to get them to rent from you for 3-5 years while you help them build their credit and then buy your rental at retail value.

It doesn't matter if your a retail flipper, wholesaler, landlord, property manager, realtor, lender, or any other aspect of this business.  

Be prepare to pay for retail pricing if you are looking on MLS.

So what happens when interest rates rise & then we see a slow down in new construction & retail home sales? 

You can identify the two highest retail price ranges, in greatest demand, per zip code where you can list the rehabbed property.You can use the Realtor to help you find deals and also use Wholesalers.

So you want to buy like a retail buyer only get a wholesale price?!?

I specifically focus on retail these days but in the past did larger apartment buildings but they are cap rate compressed now for the most part.To find a broker or agent you need to define what it is you are trying to do.My clients minimum purchase 1 million or higher in price.

I own a small biz that does online retail and it is registered as such.

I know others feel different, but personally, I don't work through agents unless they're also investors who want to partner on a deal with me and not try to sell me a retail property.