Hi Joel, if a conventional refinance is not an option there may be a less than 1.00 ratio DSCR product that would work.

The bottom line is that their business models include selling educational products.

Looking for any feedback with their production. 

The VA loan is the greatest loan product available and can be an incredible way to start your RE journey (that is what I did personally). 

You think that you hired a specialist and are paying for the corresponding quality, while in reality you might have some under-trained, unmotivated and unsupervised anonymous data entry clerk doing the work, full of costly mistakes and cut corners.Often, low-cost CPAs get overwhelmed with the amount of work they take, resulting in rushed poor quality product and mediocre (or worse) service.

That being said I’m Submetering a 5 unit currently and the biggest expense was the actual meters which my electrician directed us to the exact product he wanted and told us to buy it off EBay.

What this is (and the name might differ in some states) is a demand from the buyer to the seller to either address a variety of defects or offer a credit to the buyer (i.e., reduce the sales price).

@Nick Morello  I have a proctor account were I put all of my builders risk stuff... zurich has this product as well.... you just e mail them and address and boom your insured.. they charge by the month..

You can be pretty confident in your purchase with them once you are educated in their markets and rental product, AND your own due diligence (a must!).

I hope everyone has a productive week ahead.Best,YbC