I suppose some would say that another way to get out of the shackles is simply not to borrow, but while in some phases of our investing cycle this may be the thing to do, for the most part leverage is absolutely necessary in order to maximize returns...It's sort of graphic, the way I describe this.

My background is in graphic design, web design, social media, journalism, festival management and (more recently) property management.

Thank you for the graphic illustration of your point.

Also.. looking at the long-term graphic you posted, doesn't it look like it's heading for a correction? 

Wouldn't it be a radically wild concept to reach out with a monthly newsletter, birthday greeting graphic, holiday text or email, or some other POSITIVE feedback during the life cycle of their residency with you - other than "your rent is late"?

Check out this graphic of Phoenix prices, but realize there are even better deals below the mean from the right sellers.

(I'm a graphic designer and work from home and so I've been listening to the podcasts as I work.) 

We've had good luck using Fiverr.com for creating graphics.

Graphically this is obnoxious. 

I'm just not very marketable due to not being an active graphic designer in the U.S. and only doing a bit while in Japan.