Getting financing on 4-plex as a fresh expat coming home in 2015.

[Zachary D.]

my situation is a bit odd.

I haven't worked in the U.S. For 3 years and I'm moving back in May 2015.

I'm dedicated to real-estate. I'll need financing for a 3 or 4-plex , but I don't have recent work history in the U.S.. I don't want to wait to have two years of work experience to finally get approval for financing. So, what are my options? As I see it, seller financing, a portfolio lender, or a private loan may be the only ways.

What does everyone think? Am I completely forgetting something in all of my real-estate studies thus far?