I have several vehicles and lots of stuff in general and a wife that would not be ok with a duplex.  

Lahaina is a year and a half into recovery with roughly 1500 homes destroyed, The US Army Corps of Engineers and FEMA just competed debris removal.

A whole working business with properties, a booking site and a brand that creates loyalty.

As both an investor and a mortgage broker who has personally used both options, I can say there are benefits to each.It ultimately comes down to comparing the two side by side based on your specific situation.

Currently, I own my primary home and a rental in San Antonio, TX. 

Glad it's working for you I slowed down on RE for about the past year and a half S&P 500 is up 27% YTD, NASDAQ 100 up 32% 

We can also lend to both individuals and LLCs.I'd be happy to share my experience as both an investor and as a lender.

In addition to conventional loans and FHA loans, if either you or your wife are veterans, the VA also has a rehab program.I'd be happy to discuss my rehab experience both as an investor and as a mortgage broker, and at least help you think through your options. 

Assuming 20% down and a 7.5% rate (which is about market) you'll go from 9-10% to 15-20%, nominally. 

Right now the only utility at the garage is power so basically I am starting with a frame and a roof.