Man's got a tough job. not only that the MLo and federal NMLS test are quite a bit tougher than the RE agent/broker tests If one has never been in the lending industry.. its not as simple as 22 hours and go pass the test.

Usually you can do the classes and pass the test before signing with a brokerage and your license will just be inactive until you sign with a brokerage.

Patrick  I created a "test" account with Podio but I'm still getting the hang of how to use it for real estate purpose. 

Instead, you must pass three tests. 

And even though virtually every sponsor agreement allows me to share investment information with others who might be advising me on it (especially when club members are bound by an NDA), I still ask the sponsor if I can share it, because it's a test.

I also purchased the PSI exams and took those tests; all scored above 88%, but I still failed the test.

It's also essential to stress-test assumptions, ensuring the deal can withstand tough scenarios.Using models or spreadsheets streamlines the process, but mastering underwriting takes time and experience, evolving with market changes.In short, underwriting involves dissecting financials, considering market trends, and stress-testing assumptions.

I am a licensed mortgage broker myself, so have the resources to test their offers pretty well.   

I went and got certified to complete the lead tests; something you may want to consider, though I'm not sure if you can submit samples on your own properties; seems that would create a conflict of interest.

In the world of real estate, I faced many problems that put my strength and drive to the test.