Spec now that im not shelling out down payments every few months and can see the light again haha.

For light doc programs, it 9.25% seems on par.

Only in the last 3-4 months has he said he's seen some light at the end of the tunnel and they're starting to see minor insurance premium relief on properties, but it's for the best of the best assets (New construction, concrete block, 250+ units, etc).

Lets in tons of light

You shed good light on the ability to rent a property yourself and avoid management fees which is a huge expense.

@Chris Seveney @Jordan Connett would you be able to shed some light on what to look for on the K1.

I can't imagine the stress/anxiety of positioning myself in such a way where I am reliant on a W2 income to buoy n > 1 properties, keeping them afloat month after month despite receiving a W2 income, hoping and praying life circumstances don't force a liquidation, especially in a rapidly changing market where appreciation is not a guarantee as supply continues to pile up and major metro STR markets continue to find equilibrium.

The kitchen has become a place to showcase counters, cabinets, islands, appliances, fancy accessories like pulldown shelves, cabinet handles, lighting, etc.

Everyone thinks that replacing a light bulb should cost $5, meanwhile you have to send out a qualified person on payroll with benefits on a company vehicle, who has 30 minutes travel both ways and then Home Depot ran out of that special light bulb.. 

It appears that the advice you are seeking should be coming from, in part, a real estate attorney who can navigate the issues you are dealing with (especially in light of the consequences across the ocean).