I stumbled upon this article, written by a tax attorney, in a respected tax magazine https://www.thetaxadviser.com/...It implies that the 3-yr window on amending your tax returns and claiming a refund starts on the day you actually filed your initial return and NOT on the extended due date.

If the low score one has a lot of landlord tenant action (not just on credit but on background) we may pass as it may imply they were the ones on leases in the past. 

This is key because I don't want something to be misconstrued, assumed, or implied (even though this will be in legal docs anyways).

We self-manage all our units.One other thought.... condos and town homes pretty much imply HOA fees... those can really cut into your profits relative to a similar sized property that is not under an HOA.  

i'm currently working in banking and have a side job as a personal trainer. 

The name implies it is just extending an agreement. 

Your wording implies that you are deducting your entire payment on your taxes.

.* (Donor Bank Statements are required for FHA loans Only)*If the most recent 30-day bank statement does not include the deposited gift check, we will also need an internet printout showing the transaction history between the cut-off date of the last bank statement through the date when the check clears your account.This is a bona fide gift and there is no obligation, expressed or implied, to repay this sum at any time.Furthermore, these funds were not made available to me/us from any person or entity with an interestin the sale of the property including the seller, real estate agent or broker, builder, loan officer, or anyother entity associated with them.

I am also not trying to imply all profit sources are equal (appreciation profit is more difficult to access).  

Implied in that statement is that the appraisal comes in at a high enough market value as well?