Knowing of course that it is an IRS untaught method to their people who Audit return (of our SIC codes)-- An unknown fish so to speak that might cause them to simply redline it costing the customer big Bucks $$$$$$$$$ (and anxiety).The tax savings on a $30,000 write off should buy quite a few Mcdonald's cheeseburgers.

@Dave Foster thank you for your reply.

In short, their horrendous customer service and business practices cost me 5250.00 USD.

It’s  not in a visually bad condition - foundations etc are good based on the report - just hasn’t been maintained too well - it’s a large custom home built in 2003 and single story and the agent kept persuading us it’s worth that much.

You are probably a "customer" which means they don't represent your best interests and have no requirement to protect you, negotiate on your behalf, etc.

The only explanation from their customer service folks was that it "couldn't be used for that type of transaction."

Longhorn has been doing 100% financing for 16 years with 8000+ closed loans and has a stellar reputation and many, many repeat customers.

Anyone know quality, custom cabinet companies in the area for a good price?

Referrals may be a big part of your business so I'd recommend creating a business page here and having some of your customers write you a review.Lastly, one of the best ways for people to find you is through your profile.

In person its a place I could see maybe doing an investment or two in but its not where I really want to set up shop (I mean that literally; set up a home and also set up a wood shop - so I can build custom cabinets and stuff).If Santa Cruz, CA ever goes on sale then I'll go there and suck it up with CA laws and cost of living, but for the foreseeable future it is not even a remotely viable option; I looked at a fourplex there generating $10k in monthly income and priced at $2,700,000.