I could have clarified that I was considering the risk adjusted return before comparing it to the S&P.

It is very common to see a portfolio loan with a higher rate, a shorter term, and maybe even be an adjustable rate – and sometimes all 3 of those.

They would adjust the ALTA so your commission appears as a credit on your side as the buyer.If part of your commission goes to your brokerage, you can let them know your split, and they should be able to send a check directly to the brokerage for their portion.

There will be an 'adjustment' at the state level if the state does not recognize bonus depreciation / section 179 expense.Best of luck.

Prior,  it was in inflation adjusted bonds.  

Also features that are desirable in duplex would be a separate heating system which allows the duplex part to adjust its heating and air conditioning to whatever the renter wants.

The strategy has to be adjusted for your own particular circumstance and interest rates relative to rent are a big factor.

Wanted to know your thoughts on the area and then also any connections to certified Real Estate agents in the area as it will most likely be a STR after a year of living in it.

If, after my inspections are done, and the property is not what it appeared to be I will need to adjust my price.Let's say that after the inspection, there is $10,000 worth or work done that was not considered at the time of the contract.

I keep the rmd the lowest possible however to secure a loan on a home I inherited I had to adjust the rmd higher...now I want to move it back where it was because I am very conservative and like to have money for the unforseen future .