Here’s what I recommend instead:Offer Value Beyond Price: Rather than just lowering your rates, focus on adding value to the guest experience.

Quote from @Brandon Croucier: Hi Kathy, at the end of the day the mortgage industry is so vast & wide it's essentially like trying to navigate the Sahara Desert.I highly recommend working with an experienced mortgage broker who knows the ins and outs of the industry to place you into the most competitive product for you.More times than not, people save money working with a small shop broker.Kathy,I wanted to revisit this to offer a a tad bit more and Brandon above is correct.

FYI, we were able to get a 5.5% rate from their recommended lender with 20% down.  

Why don't you take a few months and attend a few of the BiggerPockets webinars hosted by Brandon, listen to some of the podcasts, and read a few of the recommended books.

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

I specialize in STR & Co-living concepts, which I recommend for the highest rental income potential! 

I would very much appreciate any recommendations.

it's very difficult to manage from a distance,  if you decide to keep it, i highly recommend to higher one.I live in SC, when i lived in CT i managed my units, once I left I got a PM.

I highly recommend you read the SEC filing and the 1U Amendment.

Have you invested in any of these areas, or do you have others to recommend?