Just get a license, which is ridiculously easy to obtain nowadays.

Real estate has definitely been a part of our journey of learning what it means to run a business, build a product, stand out in a crowded market place, (especially running airbnbs).

There are lenders who will let you pull out 75%-80% or so, possibly based on rents vs your own income if you don’t qualify that way, but their rates and fees will typically be higher than conventional loan products, and you may need rental history to go that route.

Location, location and location, REI is all about the product.

Plus you will lose some buyers that won't (rightfully) trust that the work was done correctly.I mean, who doesn't get permits nowadays?

Yes, there are other asset-based loan products besides DSCR.

. :) We are very competitive our products. 780 score ,25% down DSCR rates 6.875%, 30/30 Interest Only, $5027 IO, if 5 year prepay, No points.

You simply will not find that product. 

What kind of loan product should I go for?

**Local Credit Unions & Regional Banks**: Many local financial institutions in South Carolina offer investor-friendly loan products and might be more flexible with terms for a cash-out refi.