Or a seller finance calculator showing the monthly payment based on negotiated price, interest rate, down payment, etc.

. :)IN SUM: Based on what you've shared, it sounds like you won't need to rezone if you just want to build a duplex.

We are based in NYC but are considering (as of now) locations outside of NY but within a 300 mile radius. 

If that's the case, you should be able to rate/term refinance at ~75% LTV with a DSCR loan, and with some interest-only basis, your payment will go to ~$850 (based on ROUGH pricing TODAY).

Based on your first fix/flip, it sounds as if you don't have any issues doing moderate rehab.

I haven’t gotten a tour yet, but based on driving by and photos of the inside, it looks ready to rent right away.

Most hard money lenders base their terms on the deal’s equity and your experience, so with a solid flip track record like yours, you should be able to find better leverage — especially if the deal has a strong ARV.What's the ARV on the property?

They're highly popular for turnkey rental properties because qualification is primarily based on the income generated by the property itself rather than the borrower.

I find that regardless of the bank you go to, they often follow the same type of rules and can be stricter; however, some might favour you here or there based on the relationship you would have created with them.- My advice; however, is to work with a good mortgage broker as they often have access to more lenders (B or C lenders) that might be more flexible than the 5 big banks.- Finally where to buy: in general, ON, BC are expensive while AB, QC follows and other provinces, such NB, NS, PEI are much much more affordable.

Not all but a vast majority based on my doing deals in PA NJ WV OH SC etc etc.