Beautiful home!

In contract to purchase a CFD in MO. Have done most due diligence items, but I'm stuck on two pieces that I'm not sure about.1. The seller doesn't have the borrower's driver license or any identity verification paperw...

Is this a major red flag of her professionalism?

And if they see a huge red flag, then you'll feel ok about ditching the deal.And don't do this again, waiving contingincies is for pros.

Probably not, because in some states would change the tax status of the property to Secondary which could be a red flag for USDA especially if they are the ones you are making the payments to, which is the case with USDA Direct loans. 

We currently own an STR in Red Lodge Mt.

I agree on all the points you’ve shared and definitely use them for my research.One question I wondered about was if people care about political affiliations (red/blue area).

I describe this one as the beauty is in the balance sheet What made you interested in investing in this type of deal?

Not so sure about this area, but generally it's good to invest at red states, most of their market experience good growth and are landlord friendly.

I graduated back in May of 2022 and I am currently living with my beautiful fiancé and we are getting married in October.