I have worked with several investors who use their VA loan to purchase a multi-family units, live in them for the allotted time and then repeat!

This is called an allotment.

Can usually allot 5-10% vacancy factor and same for maintenance.9) Class B usually also okay, but needs more attention from owner and/or PMC.

Can usually allot 5-10% vacancy factor and same for maintenance.9) Class B usually also okay, but needs more attention from owner and/or PMC.

Can usually allot 5-10% vacancy factor and same for maintenance.9) Class B usually also okay, but needs more attention from owner and/or PMC.

@Tracy WangThe moon and Bermuda triangle, it's still cheap there and lots of value add potential.In all seriousness it depends on what you want but I'd focus on the Midwest and cities that have allot of investment going on.

Seems like allot of people are taking really low rates of return like 4-7% or buying things at the pro-forma value ignoring capital investment needed to achieve that.Which makes me wonder if I'm being too conservative in trying to find my third property and missing part of the picture.

So yes, you could use one from a previous escrow as long as it's within the allotted time frame.

If you were in my position:early 30's with a child on the way$125K allotted for REIliving in San DiegoWith so many options - House Hacking, BRRR, Flipping, Wholesaling - what would you do?

The risk is well beyond something to be calculated and allotted for in any legal investment.