I am afraid your strategy of using additional insured status to circumvent the lender being notified of the change in title ownership will just give your carrier reason not to pick up coverage in the event a claim arises. 

So even if you pick a state with stronger protections like WY or NV, the cause of action arose in the state where the tenant fell, so likely that the court where the accident happened would have jurisdiction.

This to me seems akin to going to a bar to pick up chicks.

I still (strongly) believe that supply will pick up in the spring once STR owners are disappointed with 2021 holiday figures, deteriorating property values on the mountain.

We did our first flip in 2018, but we completed several more in 2019, and the pace really picked up.

Then as you pick up momentum you can look into bringing on a third party to help grow. 

Buy it as a duplex, keep things legal, and pick one of the two units to rent it out as part of.

My first station was in Kings Bay Georgia, where I picked up the book Rich Dad, poor Dad, which kick started my real estate career.

I picked RE because I had a lot of practical knowledge and experience that I thought I could leverage to add value to my purchases.

Here are my thoughts:- MTR and STR would require furniture so I do need to pick a lane (LTR or MTR/STR).- We currently have STR and LTR in our portfolio so I'd like to try MTR.- We could furnish it and go for STR/MTR simultaneously, but we get occupancy near end of October, which isn't the best time for STR.