The only thing that’s consistent is that a HUGE percentage of people (99%?)

However, I haven't been consistent with the other hand soaps, dish soap, etc. used as no one has brought it up yet.

I consistently see people with $10-$20k spend most of it on training and being told by these gurus they can make 30-50% returns with their eyes closers only to realize it will take 48 years to make back the cost of the training.

It's nice to have lofty goals BUT you need consistent income and savings.

Appreciation has been more consistent (and much more remunerative overall) for me than cash flow.  3.

However, because Shellpoint has CONSISTENTLY FAILED to properly credit my accounts over and over, it is a non-stop string of emails stating I am past due, blah blah blah.

Techvestor is one of my clients, and I've worked with them consistently from infancy (Autumn 2021) to present.

@Dave Rav - I agree with the others that there is no really good way to estimate insurance costs, but I've found some consistency within a particular market/zip code if the rebuild costs and deductibles are the same.

Either a single family primary home on a double lot for us to build an ADU or a multifamily property consisting of a duplex or triplex.  

Just learn how to hit singles and doubles consistently.