Hard money financing can be a powerful tool, and your lessons are spot-on.

You have all your chips on the table and you can lose in this game, believe me, I've seen people in spots where it looked like they had a clear 50k in profit coming there way and then things go sideways and you hope to break even.

The parking is the biggest issue in my book, and when I'm looking at possible house hacking homes with clients, I give a lot of value to at least three off-street parking spots.

I am sure there are a number of questions I am not even addressing so happy to provide amplifying data if I am missing something, but I figured this was a good spot.

Ohio markets show up 3 times in Zillow’s 2024 hottest markets, with Columbus and Cincinnati taking the top 2 and 3 spots.

There are a couple spots around town I would avoid, but I chose to raise my kids here and have never been concerned for their safety. 

Tough spot

I would rather own a home in Class A area for 20 years over Class C and can probably with high confidence say that you will be in a much better spot later in life with Class A vs.

There are exceptions but I see this a lot.For your questions:Pinellas is the most densely populated county in the state, so there are good ROI spots but you'll just want to look at each property on a case by case basis. 

It's a 900sq ft 2/2 unit with 1 parking spot that is approximately 40 yrs. old, ina  100 unit building.