and well to make it short, my conclusion was " I was not doing things right" "I failed my self and my family for relying on outside sources to take care of us" This time going forward I am more committed than ever to pursue my journey in investing and never again rely on things that are not in my control dictate my well being. 

That may lead them to the conclusion of a manager themselves.Best of luck!

I have come to the conclusion I'm mostly interested in buyand hold properties and landlording.

At the conclusion of each year, I would get a preferred payback of $36k until I had been paid back $180k of the $360k over a 5 year window. 

Yes I am coming to the same conclusion as you are, but just feel I don’t yet have enough experience to do OOS investments.

I am really struggling to figure out how you could possible come to such a weird conclusion even as a beginner...not only do you not know what a principle payment is, your math is completely off and makes no sense in this context....

Tough to do, but you both will benefit from having a candid discussion so you can calibrate each others professional expectations to arrive at a mutually beneficial conclusion going forward. 

The longer you delay, the more rent arrears will accrue before you come to the same conclusion a month or two later.

I'm ultra-conservative, so, depending on your risk tolerance, you might reach a different conclusion, but it looks good to me.

We're definitely coming to the conclusion that with the limitless different opportunities for investing in the area, picking one strategy and niche is going to be the way to go...