My other passion in life is figure skating, I want to retire from my day job of Senior Accountant (at a real estate corporation) hopefully as soon as possible - hoping rental income will enable me to figure skate during the days and lounge by the pool somewhere warm in the late afternoons :) Indoor ice - outdoor sun!

Or (b) our leaders are a college of morons who are incapable of actual leadership or planning, simply reacting to whatever is at their door-step and thus, going forward, a roller-coaster ride of reactionary measures. 

@Spencer Cornelia  the joys of the internet and BP.. your handling it well... and if this is what you want then fine.. and for that kind of leverage and owner finance not on your fico..super low risk on your end. even if you have to feed it a tad.. which you may have to if you get a bad turn over or extended vacancy but so do every other landlord.My only comments were based on my partners experience in those 4 plex's that he had and I looked at.. it was a roller coaster for sure.. and it just appeared your numbers were a tad low.. but hey your only putting less than 10% down so anything above break even is a home run in the rental game.if your local you may want to consider managing it your self and save that 250 a month that could make a huge difference those I know that invest in this asset class do best as self managers.. 

Many of us have watched the real estate market roller coaster from the sidelines while pondering the "perfect deal."

The idea is to rinse the very soapy and slimy TSP residue off with the water you're using in the process.Allow the ceiling to dry and paint with Kilz Original oil-based and a thick-nap roller, like a 1 1/4 nap for a heavily-textured ceiling.As has been mentioned earlier in the thread, scraping the texture off is a possibility IF it's the right kind of spray-on texture, if it hasn't been painted over, if, if, if.

The house is big enough you can split people up into painting trim, cutting in (following behind with the roller).

Sitting here watching your device waiting for ANY response or update is the most stressful thing I have ever been through.this roller coaster of relief then worry to realizing that there's a big chance you'll get evicted before you get a response?

The days of roller and brush are almost gone.

How these lenders have skated around licensing in many states is because the "commercial loan" language but they really did not know is some states the exempt law state: Exempt-(d) Any person engaged solely in commercial mortgage lending or any person making or acquiring residential or commercial construction loans with the person's own funds for the person's own investment;

Very thin ice to be skating on.