PRESCRIPTION NARCOTIS so really theres probably some mastermind organizing a criminal gang to take advantage of the current situation in baltimore...

There is no statutory holding period or list of prescriptive actions that in an of themselves "qualify" a property for 1031 treatment.  

I have $280,000 in student loans and know that if I were to get a loan it would need to be a physician loan.

If it has been more than 10 years it would be easement by prescription.

It's geared towards physicians, dentists, and other moderate to high income professionals.

The examples I regularly hear are for physicians, tech workers, etc. who certainly make well more than what we make so how are those individuals not impacted by the AMT?

If forced to “legalize” it with permitting, either ask if they have “prescriptive measures” for deck framing you can review and see if it matches, or hire a Str Eng to investigate and draft a plan that matches the deck + any retrofitting they feel is necessary.

Police, painter, plumber, preacher, physician, prostitute etc.

I had a soccer mom steal prescription drugs from one of my listings- so it happens.

As a physician, who understands MAJOR debt load, please don't get caught up in "living like a Doctor" syndrome.