I live in Phx,Az , where should i apply for a mortgage loan first at my local bank (wells fargo) or use a broker, a lot of people here tell me to start with my bank as they have all my info, if i get pre approved anywhere i wouldnt be committed/obligated to go along with the deal right ?

My fiancé is applying to medical schools and would start school in the fall of 2025.

Then when I moved to CO I applied for some framing jobs and the GC’s all looked at me like I was crazy.

She thought about applying to jobs like Nike but they are the only fashion company in the Portland area.

@Dan DeGroffTo achieve a house-hacking dream in Washington, consider lender flexibility, documenting intent and income stability, applying for an investment property loan, partnering with a Washington State resident, exploring creative financing options, and considering FHA or VA loans.

Then go looking for distressed properties (like @John Underwood said) and apply your talents to getting it ready to go and see what happens!

----------------------------------------------------------------------------------------Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a Class A property in Class D area, what quality of tenant will you get?

For example, if your mortgage PITIA payment is $1800/month and you pay $2000/month, you'd get penalized for the addition $200 you applied to principal. 

However, the 10% early withdrawal penalty will still apply unless you qualify for an exemption.

She is applying with her boyfriend who is under 18 and has been emancipated from his parents.