As you purchase more, your net worth will go up more quickly than the savings in interest with the other option.

Quote from @Victor Yang:In addition, is it possible for me and my wife to gift 36k worth of equity per year of the house (under the annual exclusion limit) and therefore have none of the costs go towards the lifetime gift limit?

It might be worth looking into a new PM team that sets the right tone from the first call and can clearly outline their onboarding process for you.If you're still hesitant about switching all at once, you could consider a phased transition—transferring properties to the new PM as they become vacant.

We bought it for $399k, and it’s now worth about $650k with $250k equity.

@Amir PortalStarting the BRRRR strategy in the Dallas-Fort Worth (DFW) area is a smart way to build your real estate portfolio, especially with the area's growth and rental demand.

Is it worth it to go through the proper process with the city and run the risk of a huge expense to make this a 3rd unit? 

I've seen some lenders offer as low as 15% down on an investment property but the terms they'll impose for doing so aren't usually worth it imo. 

Even if you have an absolutely solid home and its worth over 600k, in my area the most you can rent it for is $4000 MAX.

.: @Basit Siddiqi @Linda WeygantI believe it’s worth keeping an eye on this development, as this measure is still a proposal and needs to pass through the Spanish Parliament.

Not really worth paying their points if they are just doing what you are already doing.