This can benefit investors with less-than-perfect credit.Property Flipping: Hard money loans are commonly used for property flipping, where investors buy distressed properties, renovate them, and sell them quickly for a profit.Investment Opportunities: Investors who frequently use hard money may be able to seize attractive real estate investment opportunities that require swift action.Cons of Hard Money Lending:High Interest Rates: Hard money loans typically come with higher interest rates compared to traditional mortgages, which can increase the cost of borrowing.Short Repayment Period: Hard money loans usually have short terms, often ranging from a few months to a few years, requiring borrowers to repay the loan quickly or refinance.Higher Fees: Hard money loans may come with higher origination fees, closing costs, and prepayment penalties, increasing the overall cost of the loan.Risk of Default: If an investor is unable to sell or refinance the property within the loan term, they may face challenges in repaying the loan, potentially leading to foreclosure.If you ever have any properties in mind for a client please provide me information and I can help draft up a monthly payment. 

Zero regulation now might lead to oversupply with no barriers to entry and then could swiftly change to a super difficult regulatory environment whereby STR becomes undesirable.

I'd like things to move as swiftly as possible too.

As such I have skills in website development (HTML,CSS, javascript) and general programming( Python, Java, Swift).

Dan says get out of my way, as he starts hobbling with his cane, punk 1 grabs for the camera, Dan instant reflex hits the guy across the face with his metal cane, Punk 2 comes at him from behind and Dan knocks him on the ground with a swift elbow to the chin. 

Carry that role with honor by being polite, swift, firm and fair in your interactions.

@Greg Downey  as a lender and you probably know this since it says your a lender in your title.... you simply cannot stay in business if you dont make a minimum of 4k on a file no matter the size.. this is were most folks get all confusedthey think 2 points on a 40k loan they should only pay 800.00 to get a loan.. thats just not reality.. points may be limited by law... but junk fee's are not and they will add up to 4k or more EVERY TIME .. unless its a private lender who is not to swift. 

I appreciate your swift and clear responses and your willingness to help!

Thank you for your swift reply Mr.  

Anthony Swift's black 1g was my old shell if that puts any perspective on timeline.