Forgive me if this sounds harsh, but you don't know what you are doing.

Most can’t pick their own nose much less a good investment which is why I don’t waste time with them  Even though you chose pretty harsh words, I can't totally disagree when you describe "most", maybe I would say "many".

@Frank Nouma it’s a harsh area but still sound great being that all Philadelphia property are being tip .

I have seen a pretty harsh stop on rentals and most real estate except lower priced entry level.

Also, I neglected to ask you how many units are in the apartment complex, but let's work with what we have.So, if you wanted to maintain your existing CoCR, you'd have to increase total rents so that the new CoCR ((NOI + Rent_Increase)/(Investment + Cap_Ex)) equals the old CoCR (NOI/Investment).I'm assuming there's no debt service payment and I'm also ignoring the fact than increasing rent would also increase management expense if your fee is a percentage of rent.When I solve this, I calculate that you've got to increase total rents by $1,250, so for a 10-plex that would mean raising rents $125/mo per unit.If your current rents are under $1K, this seems harsh to do in a single year, but a very reasonable raise over a 2-year period.

Not trying to he harsh but you simply are not ready,,, Good Luck 

The harsh weather will often require more frequent roof replacement and exterior damage than you would encounter in a place like Santa Clara, etc. 

@Joe A Warner I don't mean to sound harsh, but the way I'm hearing you is that you would like the services of an agent but don't want to pay for them.Based on what you've written, I see mistakes already. 

I know the penalties are harsh if you don't follow the rules like the "you owe us 75% of the value if you sell prior to 3 years". 

[Harsh much?]