The former requires state licensing, licensed chemical dependency counselors on staff, etc.

I use Huntington which I think is regional and Chemical Bank which is local to Michigan.

Seems a bit harsh.  

Next time, either hire someone who is more experienced and self-sufficient, manage more closely and/or put systems in place to ensure this doesn't happen (like having a clear scope of work with diagrams/pictures).Btw, I don't mean to be harsh here -- I've made PLENTY of similar mistakes over the years, but I make fewer and fewer of them as time goes on, as I accept full responsibility and recognize that I'm the one who needs to do better next time...Next week will be 10 years since I wrote this article -- I read it at least once a year to remind myself that everything that goes wrong in my business is MY fault:https://www.biggerpockets.com/...

Hi all,I’ll keep this to the point as I’m sure there’s millions of posts like this.My situation: Soon to be college grad (May 22), chemical engineering job making 75K before taxes. 0 debt, 720+ credit score, and about 20K in reserves.I’ll be working in Colorado Springs, CO starting this summer and want to get some assets under my belt and there’s 2 options I see.Option 1: buy a small SFH for myself, live in it, then after a few years buy a second small SFH and rent out the other.Option 2: Try a BRRR but remain renting where ever I end up renting.Option 3: repeat option 1 but with condos instead.I have a good tolerance for risk but I want to keep things as hands off as possible long term.Background:I am familiar with analyzing deals, finding a good agent, etc., I was looking for deals (on market condos) for quite some time in MA while in college.

Billions in commitment from ConnocoPhillips, Marathon Oil, Ashland Chemical, Pioneer, Wood Group, and more. 

The buffer and carpet cleaning pads are also very inexpensive as are the chemicals to use to clean carpets.

Maybe a tub would be less because of less chemicals, but I'd really think twice about having one of these.

This allows them plenty of time while the elements are harsh to work the project.Also, I don't know about other investors, but the period between Thanksgiving and Christmas has always been a good selling time for me.

I don't know what the chemical makeup is of the primer advertised to allow tiling over tile, but I am hoping it is a self etching substance that dries with a tooth.