That severely limited the number of lenders I could go to, so I ended up finding a loan product (that costs a premium, albeit) thru Velocity Capital Mortgage that allows fully-amortizing or IO payments (for first 10 years) which will help me build cash flow and accrue title seasoning while I find the right time to pull the trigger on a fully-amortizing DSCR product Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

Rates have improved for these loan products as well.

I’ve used it for projects and think it’s great for high ticket sales coaching and information based products. 

If you are using a purely investment driven DSCR product you shouldnt need transcripts at all, ever.

My GC primed and painted over them a few times thinking they were just old, stubborn stains that needed extra product, but they kept coming back after each rainfall.I hired a water intrusion detection company to help me pinpoint the problem - they said the new roof seemed solid and that based on infrared and temperature readings, the moisture is coming in from the partition walls.

It will sell mores easily and be a safer product.

Are there other loan products similar to the DSCR loans that can also be utilized for investment properties?

It's very possible your broker is limited in the products they have available for you.

I specialize in single family homes in middle class neighborhoods , working people providing a high quality product for tenants that stay for avg. 5-10 years.   

When I want to refinance, I just look for a lender and vet them and analyze their loan products.