This vary heavily town to town. 20% down is great if buying strictly as investment but if you have a way of owner occupying I would explore that route and apply the 20% down to increasing value of property and instead using low money down loan. 

Leverage  anything in the US  so you can  use the cash to buy in CR  ( US home / 401K / other assets ..etc)  ...pura vida !

Management would be self-managed, as in this example it would be a client's first rental buy and hold.

I buy most of my deals off-market, and for this particular property, I worked with a trusted broker who specializes in Harlem real estate.

Many people buy a house with a FHA loan and then turn it into a rental but it doesn't mean it's always allowed.

Hello, Do I have to disclose my Massachusetts Salesperson License when buying an off-market property for investment purposes?

Great area to buy in, house was all original 1978 brick ranch.

Let me know if you’d like to chat and start building connections before you’re ready to buy!

Reason is a Heloc generally carries a higher rate on a shorter term and "Can Never" be used as an "Asset, or for PITI reserves" which are both required when you buy an investment property. 

(And I would tell you to not buy a property that doesn't cash flow unless you have significant resources behind you that could absorb anything that could come at you - like replacing a $5,000 AC one month followed by replacing a $1,000 hot water heater the next).