I don't think anybody truly understands how the scoring works and depending on the company, you can see a difference of 100 points between the three scoring agencies (personal experience).  

Hi, I am looking for a good collection agency to collect a $6000 rental debt with no money judgment.  

We are small boutique agency in Orlando.

We also rented units in partnership with refugee resettlement programs to recent arrivals; those were a bit different because the rental agreements were in the name of the tenants, but backed up by the resettlement agency paying hefty security deposits.

That might be a friend at a real estate agency, someone looking to buy & hold in that area for appreciation, etc.

If you still want to look into this, perhaps research if there are any federal, state or local agencies that have money available for people looking to invest in those types of areas.

Nifty strategy.On the theme of helping the tenants build credit, fun fact: You as a landlord can, in fact, report on-time rent payments to the credit reporting agencies. 

This reminds me of the early days of dual agency, in the 1980s when it wasn't clear which side a broker was representing.

Per their guidelines: "Eligible borrowers include individual home buyers, investors, nonprofit organizations, or local government agencies."

It should be available from the agency that handles the property insurance.