You can have as many DSCR loans as you like as long as you meet the requirements for the product, there is no ceiling to your growth.

It is an investment property, and does not meet the qualifications of being her/their primary. 

Are they meeting your long-term investment goals?

Attend your local REI meet-ups and try to find someone who is currently house-hacking or has house-hacked in the past to learn from their experience.

I would suggest you get over to some investing meet ups in the area.

You can also check meetup.com or search Facebook for real estate investment groups, clubs, or meetings in your area.You're feeling FOMO because you see people all over BP, YouTube, and Instagram bragging about their success.

I will be away for about 2 months but will definitely go to the Albany meeting when I get back. 

For example, what is the current zoning - does it meet your needs?

He is 69 and does not want to reinvest (1031 exchange), which leaves me having to make a much larger investment on my own to meet the 1031 requirements which is more than I’m willing to do at this time.

As for the 2% rule, most of the properties that meet those criteria are in war zone locations.