I will talk to someone from USAA and see if they can fulfill my needs for my investment property!

@Mike PerezMetro Detroit (my rental portfolio is here)Purchase: $80k-$130kRent: $1200-$1500ROI: 10-14%Cash flow: $250-$350/doorAppreciation: Double digit (for past 10 years, will gladly send data)Location: C+, B- (suburbs and certain markets)We have over a dozen Fortune 500 companies just in Metro Detroit with huge Healthcare, Auto, mortgage, Amazon fulfillment, and more jobs.The bad reputation comes from OOS investors wanting $20k D market properties.

I have the great fortune to pivot and find something more fulfilling in my life.

I am at 26 and 30 is likely the right # for me.  30 will cash flow life and provide a fulfilling part time job of around 10 hours per week.  

All complimented with Amazon fulfillment centers, google, and more tech manufacturing jobs.The bad reputation comes from OOS investors wanting $20k D market properties.

Someone should also hold a deed in escrow, so once you fulfill terms of LC you don't have to chase anyone to get deed.

The Grand Junction area of CO. would work as well***)Spelling it out... my strategy would be to save the 5% I'd need for a conventional loan (if I can't get an FHA loan) to purchase the first duplex (I don't have 20% for anything right now), living on one side to fulfill the loan requirements that we live there for "x" period of time, and to save up for the next property (move into our RV or pull-behind). 

I have only had one seller in nearly 10 years ever ask me for credentials or credibility although I was able to fulfill the request most sellers only want to know if you can help solve their problem. 

Most important to me would be their desire and ability to fulfill the terms of our rental agreement.

Seeing theses homeowners get back into their home through this traumatic event, is so amazing and fulfilling.