My advice would be to move forward, conduct due diligence, and either buy it if the assumptions are verified or walk away.

If the property appreciates at the expected 5% annually (a reasonable assumption in many parts of Florida), that's a $20,000 increase in value on a $400,000 property.

I wouldn't consider the opinion of the market that rates are trending downwards in the coming years either, the assumption of appreciation and rate decreases will get investors in a lot of trouble. 

(generally takes 60-90 days to close an assumption)I purchased my most recent primary residence with a an assumable VA loan and am saving about $1,100 per month on my mortgage payment compared to a loan written at today's rates and I am also enjoying about 2.5x the principal paydown per month as well!!

I believe this is a common misunderstanding of how title insurance works.Title insurance claims are low as compared to say homeowners' insurance, not because there are less problems, but because title insurance is based on risk avoidance, not risk assumption.

I agree with Michelle on the assumption that individually they both meet your screening criteria. 

No one can predict if we will have a crash because there are too many macroeconomic issues.If the government keeps printing trillions a year then yeah we will not have a crash.Let me tell you what I am seeing and people can make their own assumptions:1.

I purchased the program based on the assumption that the skip tracing would be an integral part of the program.

Many private REITs are less volatile due to the fact that they are valued quarterly by private institutions rather than in real-time (with forward projections and assumptions priced in) by the capitalistic marketplace.

If you don't turn in the paperwork the county makes an assumption of $xx and the tax on this in my experience has been pretty low.