We've been reading a few Real Estate Investing books and hoping to get some advises/guidance here.About us:- In our early 40's, primary residence is a SFH we purchased for 750K with 20% down, now value at 1.25 million, with mortgage balance of 425K (refinance to 15 years fixed 1.99% in September 2021).

We also know how to protect foreing investors when buying in Mexico, we advise to work with an ESCROW to protect both sides buyer and seller.

I am looking to buy again in the next six months.Here’s the situation:I own a home in San Diego, currently worth about $1.05 million once the ADU is built.I owe $680k on the mortgage at 4.25%, with monthly payments around $5,500.The property generates $7,500 in monthly income: $5,200 from the main house as a vacation rental and about $2,300 from the ADU as a mid-term rental.My broker is advising me to do a cash-out refinance and switch to a DSCR loan, then move the property into my LLC.I’m hesitant because current interest rates are around 8%, and I was originally considering a HELOC due to these high rates.Given the high rates, would you recommend sticking with the HELOC, or does the DSCR loan make more sense in the long run?

Terms, covenants, conditions, easements, restrictions, reservations and other provisions, including provisions which provide for a private charge or assessment and also provide for an option to purchase, a right of first refusal, or the prior approval of a future purchaser or occupant, according to that specific Declaration of Condominium"ButThere is also ALTA 4.1 CONDOMINIUM--CURRENT ASSESSMENTS ENDORSEMENT which states: The Company insures against loss o rdamage sustained by the Insured by reason of: Any charges or assessments provided for in the State condominium statutes and condominium documents due and unpaid at the Date of Policy.Looking for advise on next steps.

You jumped in and advised that she should also be looking at using the HELOC for future investments instead of just to pay down the balance. 

I'd advise you reach out to the agency directly and explain to them that you have section 8 on the neighbor property, but this one will never pass inspection that's why you mentioned no vouchers.

Good advise from @Bruce Woodruff

Class D is not usually advisable. 

Knowing what I know NOW, I would advise anyone that wants to be a real estate investor to purchase multi-family as much as they can.

The really experienced advisers will tell you that the most interesting opportunities come up in a recession.