I understand this is the way syndication works with multifamily properties because the operations are generally only a few people, however, in senior living, the operations are much larger and more litigious because we are providing 24-hour care, medication management, meals, transportation, activities, etc. 

Well, regardless of experience, people are going to assume younger people are not as qualified, skilled or yes, even experienced (haha, I know it is goofy!).

I started with nothing, so having capital partners was important as I had skills and experience without cash. 

Ideally, you want a professional career (skilled labor) and a stable multi-year job.

Something to keep in mind is that the overwhelming majority of the individuals that work out there are skilled tradesmen who could go to a different jobsite at any time for various reasons.

Think 5nights a weekx4hrs let's say 6-10pm waiting tables, or driving Uber or if you have the skills something that pays way better. 

The problem is their only source of income is the husband's medical disability check.

Also, if anyone has any resources to help with the actual skill of underwriting, I'd greatly appreciate it.

I own and manage a short-term and just finished with long-term in Seattle (Belltown & N Beacon Hill) and also a real estate agent.People with skills are always in need, for sure.

After I posted this, I had a medical situation that we were dealing with to top it all off.