Using a smaller bank or credit union is the way to go.Being that you have been in business for 10 years I am VERY surprised your business banker can't help you!

Connect with a local lender to explore what works for you.How does this impact your homebuying plans this year?

That’s the magic of real estate compounding over time, and it’s stories like yours that really highlight this.. from what i read in the street journal, that slow build often outperforms shorter-term stategies.From an investor-friendly agent’s perspective, being willing to dig into the neighborhoods (driving for dollars) and having a robust network.. from probate attorneys to local contractors.. can pay off big.

Something like $1,200 for the local “fancy upgrade”.

There are some programs through local government systems where you may be able to receive a tax abatement or grant here in Michigan in an effort to help beautify a neighborhood.

I'm an investor but new to so-cal and was interested in meeting some other local investors.

I am a local agent, STR cohost, and STR operator in Salt lake and south salt lake.

And while I agree that debt is often the cheapest form of capital, if you are looking at a project that involves some form of value-add business plan, you can always refi either when rates come down or you have increased the yield on the asset to exceed your interest rate.But like Stuart noted, for many groups, even the most seasoned syndicators, raising call cash for their deals is effectively impossible.  

While you may not have learned much about real estate you have learned a lesson about life and business.

Portfolio loans from local lenders may also offer flexibility.