Of course, jobs are an important factor, but this fluctuates with the economy.  

Equally, your credit score can fluctuate every time you make another purchase and secure another debt. 

Then you have issues like this, directly from an current appraisal that basically says there is no way to value the property: "The problem with the MC data presentation is that the subject's submarket is so small, wild fluctuations can appear from period to period...

Rents will fluctuate, market to market.

Bouncing from 3.2% to 3.4% with what looks like some seasonal fluctuations..

A skilled investor knows how to buy right to insulate themselves from short term market fluctuations and can make money in a RE market going up, down, or sideways; in a market that is expensive or one that is cheap; making money on both cash flow and appreciation without speculating.

The type of product, goals of the fund, and cost of capital in the marketplace dictate each offering and the rate fluctuation.

It's not as simple as going in and saying well I've owned rental property, I've got 20%, hook me up with a loan.Another flaw is that interest rates fluctuate.

Rents fluctuate just like prices do.

Have you experienced much change in HOA fees with fluctuations in the market?