The tenant is an older veteran who is mild mannered and appears to have a lot of health complications.

All together, things are far worse than this thread makes them appear, and honestly, I don't think I could summarize all of the impacts if I tried.

It appears guest somehow (by setting thermostat at below 61 degrees) about $450 of electricity.  

The Registered Agent will record the documents on your behalf so only their name and information appear on the documents.

I bet you already know someone that owns investment property, only they don't "appear" wealthy.Keep working (get a W2 job, or start your own business doing something that will get you around real estate), keep talking, and lead with service. 

From just the photos, it appears to be a value-add opportunity at best.

You have to file a complaint in Superior Court and appear for trial.

Glanced through the replies and it appears that the lenders that commented did not catch that he said Hard money on a personal residence.

DO NOT SAY that they are homeless or appear to be homeless. 

@Abigail Lipson if you want actual assistance, then share what you've done so far and ask if you've missed anything or made incorrect assumptions.To just ask for general assistance or for someone to share their evaluation criteria makes you appear lazy and wanting other people to do your work for you.One of our company's mantras comes into play here, "if you don't ask the right questions, you won't get the right answer".Please ask better, more specific questions, so we can better assist you:)