There would be no reason to expect the bag to contain drugs, which apparently he did. 

Is there a way to pair this where the $14k annual gift to alleviate some taxes?

I'm in a small town with crime and drugs. 

Declining for a 22 year old drug bust for possesion?

Between our current education system and recreational drugs, I'm looking smarter every day! 

The thinking is...For the formerly incarcerated likely to have issues making payments, it'll be reflected in the other existing criteria.For the formerly incarcerated not likely to have issues, they will meet all the other existing criteria.Think about it. 2 convicted drug dealers.

I know in my area there are several hotels that were shut down by the city for basically being drug/prostitution nexuses.

A Vaccine, unless a miracle happens (good possibility of this due to advances in technology) looks to be 12-18 months away.There may also be drugs, such as the AIDS Cocktail, that may reduce the death rate.There are still lots of unknowns, and China is massaging the data on the death and infection rate and still not allowing CDC to visit China to gather information.The travel ban from China to the US, plus the 14 day quarantine, seems to have helped a lot to keep the US infection rate low.The question for the US economy, is what impact will the CoronaVirus have on other countries economies?

Some IRAs structure it as loan and mortgage with an interest rate and possibly a share in the upside -thus alleviating the risk and potentially the UBIT. you should use an attorney and cpa to help you- especially if this is first one. 

@Hayley Young Stay picking up those free magazines that are in the front of gas stations, Drugs stores...etc.