I couldn't do a short sale as I didn't want to wreck my credit and go though all of that (and I have no hardship and cash in the bank).   

If they get wrecked, we just swap them out for new.

The FB posts might be enough to bring in landlord's concerns that tenant may likely wreck his property.  

You WILL have tenants that wreck the place. 

Now, if the borrower writes a letter to the bank that says, please sell my note to this great guy as a means to settle my default or avoid foreclosure, then the bank can discuss it and even be motivated to do so since they have an opportunity to be indemnified, for them to continue to wreck the borrower's life and credit would create new liability issues for the bank.

Yes, they may wreck your place.  

Way beyond the normal wear and tear of your tenants vehicles.Not really deferred maintenance, but Mother Nature can also wreck havoc on a park.

These properties vary in condition from more or less OK to complete wrecks. 

Ill do my job, just don't wreck my place and pay me on time. 

If the payments continue to not get made the lender will eventually foreclose, take the house and the seller's credit will get wrecked in the process.