There are a ton of scammers, liars, and low-quality humans in the group.

I will follow the advice here to keep high deductibles and low premium and save the premium for any contingencies later.

I am not opposed to the idea but definitely need to get more educated on the details such as where exactly, is it too crowded of a space, how to be competitive, maintenance requirements for a beach rental, etc.

Brandon Turner wrote a book for BP called Investing with Low or No Money Down - start with that.

Quote from @Arshiya Taami: Quote from @Brandon Croucier: You have 600,000 problems.Bridge lenders (HML) Want low LTV (65% Max Typically). 

An avg buyer should just DCA into broad low-cost, load-free index funds.

There is a book in the library called "Low (and no) Money Down" that discusses the various methods of financing purchases.

For example, I am a little concerned about some aspects of the business cycle recovery and a potential for a double-dip so I lean toward the safest part of capital stack which is debt (or low-debt equity).

So I had a windfall and can sort of "semi retire" with a part time low stress job. 

I mostly work in low to moderate income areas anyway so it checks all those other boxes.