Ultimately, I want to add value to BP since it helped me tremendously with my personal real estate investing even before I was licensed.

You can do 5 year terms when buying a house.If you need a lender, my team is licensed in TX!

My property manager's husband is a licensed in AC so that isn't much of a problem.

Their brokers license is showing up on the state website as "Inactive" and so is his daughter's realtor license.

The short answer to whether licensed real estate brokers/agents should obtain their NMLS mortgage broker license is: Yes. 

About 2 years ago I decided to become a licensed real estate agent in Michigan and have had a fairly successful first couple years doing that full/part time.  

She just recently passed her real estate license exam.

As a former full time Realtor 20 years ago, I just keep my license now for MLS for me.

I would actually suggest you spend that money to get your real estate license and hang your license with an e-brokerage. 

It explains why they are usually in the lowest barrier space within the industry (until recently not even a license was required & many still operate illegally).As a Philadelphia resident and active investor in the city I fully endorse investing in Philadelphia but only if you’re receiving sound advice.