@Brian Singh Primary areas are around Millard, West Dodge/Boys Town, Maple Village, & some parts of Bellevue.

No lender involved so as long as title was clean and village requirements were already met (they were) it was ready for closing. 

I flipped a house a couple of years ago in Tahitian Village in Bastrop.

This is based on default experience of very large populations, it's not negotiable and changes from time to time as experiences change, it's a risk management issue that has little to do with a borrower.These issues are federal, so if someone pops up claiming they have 300 single family loans at some small bank in portfolio or even a medium size bank (500M-B) at or around 75/80% LTV, they are probably full of it.Author's literary license to embellish fictional writings, enjoy the entertainment. :)

 RELAW in Westlake Village, CA

Now there are 6 rental cabins with more being built a new tiny home village being built as well.

The NAR has never audited or asked me or anyone else I know what my expenses and profits were in flips so these figures you have posted are fictional at best.

It's a relatively small coastal village with a population just over 400.

Real or fiction???

For us in Naperville,  it's no ants for 2-4 years and one morning it's a science fiction novel...ants EVERYWHERE.